Borderless payments for modern business
Send, receive, and convert money across the globe with one API and one dashboard. Settlement in minutes — not days — at rates that actually make sense.
Try a live conversion
Mid-market rate, updated continuously
Trusted by finance teams worldwide
Everything you need to move money
One platform for global payouts, collections, and treasury — built for teams that operate across borders.
130+ currencies
Hold, convert, and settle in local currencies with the real mid-market rate and a flat 0.5% fee.
Instant settlement
Most payouts land in minutes. No more waiting three business days for funds to clear.
One simple API
Integrate payments in an afternoon. Clean REST endpoints, webhooks, and SDKs for every stack.
Bank-grade security
PCI-DSS Level 1, SOC 2 Type II, and end-to-end encryption. Your funds are safeguarded, always.
Treasury insights
See every balance, flow, and exposure in one dashboard. Forecast cash and hedge with confidence.
Mass payouts
Pay thousands of contractors or suppliers in a single upload. Schedule, approve, done.
Live in three steps
From signup to first payout in under a day. No sales calls, no setup fees.
Open your account
Sign up and verify your business in minutes with our streamlined KYB flow.
Connect & fund
Link your bank or top up directly. Plug the API into your stack or use the dashboard.
Move money
Send, collect, and convert across 130+ currencies — with settlement in minutes.
Transparent, usage-based pricing
No monthly minimums. No hidden FX spreads. Pay only for what you move.
Starter
- Up to $10k/mo volume
- 0.5% flat FX fee
- Dashboard + API access
Growth
- Unlimited volume
- 0.35% flat FX fee
- Mass payouts + webhooks
- Priority support
Enterprise
- Custom FX pricing
- Dedicated account manager
- SSO, audit logs, SLA
Ready to move money smarter?
Join thousands of businesses paying and getting paid across borders with Lumen.